Who says insurance has to be boring?
Sure, it's not as exciting as bungee jumping or skydiving, but when it comes to protecting yourself and your loved ones, insurance is one of the most important things you can do.
Let's start with life insurance.
It's like a safety net for your loved ones - if something were to happen to you, life insurance can help ensure that your family is taken care of financially. Prime examples of this are paying off your mortgage or leaving funds to replace your income. And let's face it, life can be unpredictable - you never know when a herd of wild elephants might stampede through your living room. Okay, that's unlikely, but you get the idea. Life insurance is a must-have if you have a mortgage or people in your life who rely on your income.
Then there's critical illness coverage.
This is like having a secret weapon in your back pocket in case of a serious illness. If you're diagnosed with a covered condition, critical illness insurance can help you manage the costs associated with treatment and recovery. Think of it like a superhero cape - it gives you the power to fight back against illness without worrying about the financial impact.
We then have income protection.
This is like having a trusty sidekick who's got your back when things get tough. If you're unable to work due to illness or injury, income protection can help ensure that you're still able to pay your bills and maintain your lifestyle until you're back on your feet. It's like having a personal assistant who handles your finances while you focus on getting better.
Don't forget, there are many additional benefits to having an insurance policy beyond the basic coverage. These vary between providers but include: 2nd medical opinions Bereavement support Annual health MOTs Remote GP appointments Just last week I had an NHS GP appointment at 7AM which I arranged the night before, all on my phone!
If you're not sure whether you have the right insurance coverage in place, don't worry - I'm here to help. Together, we can make sure that you're fully protected against life's curveballs. If you would like a review of your current policies or are worried about your lack of cover, please get in touch. You can book in a call below, or send us an email protection@avantgardefa.co.uk I understand that the insurance process can seem daunting, but I'm committed to making it as painless as possible for you.
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