Insurance
We can help protect what's important...
Thinking about the consequences of death or illness isn't something any of us want to contemplate.
However it is important to take the time to protect you and your family should the unthinkable happen.
Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, are unable to work, or in the event of your death.
Life Insurance
Life insurance, will provide a sum of money in the event of death during the term of the policy. This cash lump sum is paid tax free and can be used by your dependents however they choose.
Life insurance can be used to cover a mortgage, other loans or to ensure that your family has funds to maintain their lifestyle.
Critical Illness Cover
A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses including some forms of Cancer, Stroke and Heart Attack.
This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or to allow for time off work to focus on recovery.
Income Protection
An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy. It enables you to manage your expenditure if unable to work.
